Imagine waking up in a home that offers the best of both worlds: the serenity of private beachside living (with no flood insurance required) and the convenience of nearby amenities. Whether you're a first-time homebuyer, downsizing, or investing, this home is a must see with main level bedrooms and a full basement with OSE - potential m/d with proper permits! Welcome to 32 Florence Street, nestled in the highly sought-after Miramar Beach Association, a private enclave where every day feels like a vacation! From the moment you step inside, the soaring ceilings and exposed beams create an airy and inviting atmosphere. The open-concept design makes the home feel expansive, with natural light pouring in from all angles. The loft style living room is complete with a shiplap accent wall, skylights, new laminate flooring, and a charming balcony offering a perfect vantage point to overlook the heart of the home, making it an ideal space for gatherings or quiet moments with a book and a cup of coffee. This 2-bedroom, 2-bath home offers endless possibilities with a full basement featuring an OSE - the perfect space for extended family, a home office, or additional storage. Beyond the walls of this home, life in Miramar Beach Association is what truly sets it apart! A short walk brings you to the private beach with an L dock, where you can share a glass of wine during sunset - a daily reminder of why you chose to call this place home! Close proximity to Patchogue Village gives you all the nightlife, shopping, and restaurants you could want! Close to the LIRR, the ideal spot for commuters. Don't miss your chance to call this house your home!